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    Home > Personal > Deposit Account Options > Rates


    Deposit Rates



    Savings Accounts Effective 9/1/2010
    Type of Account Minimum Balance Interest Rate Annual Percentage Yield
    Regular Savings $25 .35% .35%
    Statement Savings $25 .40% .40%
    Christmas Club $1 .25% .25%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Time Deposit Accounts (Greater Than $500) Effective 9/1/2010
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $500 .35% .35%
    6 Month $500 .65% .65%
    12 Month $500 .90% .90%
    18 Month $500 1.00% 1.01%
    24 Month $500 1.19% 1.20%
    30 Month $500 1.39% 1.40%
    36 Month $500 1.88% 1.90%
    48 Month $500 2.13% 2.15%
    60 Month $500 2.37% 2.40%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Time Deposit Accounts (Greater Than $10,000) Effective 9/1/2010
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $10,000 .40% .40%
    6 Month $10,000 .70% .70%
    12 Month $10,000 1.00% 1.01%
    24 Month $10,000 1.24% 1.25%
    30 Month $10,000 1.49% 1.50%
    36 Month $10,000 1.98% 2.00%
    48 Month $10,000 2.23% 2.25%
    60 Month $10,000 2.47% 2.50%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Individual Retirement Account (IRA) Effective 9/1/2010
    Term Minimum Balance Interest Rate Annual Percentage Yield
    6 month $500 .70% .70%
    1 year $500 1.00% 1.01%
    2 year $500 1.24% 1.25%
    3 year $500 1.98% 2.00%
    4 year $500 2.23% 2.25%
    5 year $500 2.47% 2.50%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Interest Checking Effective 3/23/2010
    Type of Account Minimum Balance ($) Interest Rate Annual Percentage Yield
    Money Market Checking 0-999.99 0.00% 0.00%
    1,000-9,999.99 .25% .25%
    10,000.00-24,999.99 .35% .35%
    25,000 and over .40% .40%
    Premium Interest Checking 0-2,499.99 .15% .15%
    2,500.00 and over .25% .25%
    Interest Checking All Balances 0.15% 0.15%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
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